Tornado damage risk tosses St. Louis into FEMA’s top ten dangerous places

St. Louis is one of the nation’s top 10 riskiest places when it comes to damage from natural disasters, the Federal Emergency Management Agency said Saturday. That ranking is chiefly due to the threat tornadoes pose to residents and property; for that, St. Louis is among the top five riskiest U.S. areas.

A tornado struck the St. Louis area in 1967.
In April 2011, a tornado ripped a 22-mile path across the northern part of the St. Louis area, slamming St. Louis-Lambert International Airport as well as homes and businesses. Previous tornadoes that caused major damage included one in January 1967, one in September 1927 and one in 1896.

FEMA has calculated the risk for every county in America for 18 types of natural disasters, such as earthquakes, hurricanes, tornadoes, floods, volcanoes and even tsunamis. The newest National Risk Index  was just published.

Los Angeles County has the dubious honor of ranking No. 1 out of 3,000 counties.

The way FEMA calculates the index spotlights places long known as danger spots, such as Los Angeles, but some other places highlighted run counter to what most people would think. For instance, eastern cities such as New York and Philadelphia rank far higher on the risk for tornadoes than tornado alley stalwarts Oklahoma and Kansas.

And the county with the biggest coastal flood risk is one in Washington state that’s not on the ocean, although its river is tidal.

Those seeming oddities occur because FEMA’s index scores how often disasters strike, how many people and how much property are in harm’s way, how vulnerable the population is socially and how well the area is able to bounce back. And that results in a high risk assessment for big cities with many poor people and expensive property that are ill-prepared to be hit by once-in-a-generation disasters.

While the rankings may seem “counterintuitive,” the degree of risk isn’t just how often a type of natural disaster strikes a place, but how bad the toll would be, according to FEMA’s Mike Grimm.

The Eads Bridge after the tornado of 1986.
Take tornadoes. Two New York City counties, Philadelphia, St. Louis and Hudson County, N.J., are FEMA’s top five riskiest counties for tornadoes. Oklahoma County, Okla. — with more than 120 tornadoes since 1950, including one that killed 36 people in 1999 — ranks 120th.

FEMA based much of its risk calculation on data compiled by Susan Cutter, director of the University of South Carolina’s Hazards & Vulnerability Research Institute.

“[The top five] are a low frequency, potentially high-consequence event because there’s a lot of property exposure in that area,” Cutter said. “Therefore, a small tornado can create a large dollar loss.”

In New York, people are far less aware of the risk and less prepared — and that’s a problem, Grimm said. The day before he said that, New York had a tornado watch. Days later, the National Weather Service tweeted that in 2020 several cities, most of them along the East Coast, had more tornadoes than Wichita, Kan.

In general, Oklahoma is twice as likely to get tornadoes as New York City, but the damage potential is much higher in New York because there are 20 times the people and nearly 20 times the property value at risk, FEMA officials said.

“It’s that risk perception that it won’t happen to me,” Grimm said. “Just because I haven’t seen it in my lifetime doesn’t mean it won’t happen.”

That sort of denial is especially true with frequent and costly flooding, he said, and is the reason only 4 percent of the population has federal flood insurance when about a third may need it.

Disaster experts say people have to think about the big disaster that happens only a few times a lifetime at most, but is devastating when it hits — Hurricane KatrinaSuperstorm Sandy, the 2011 super outbreak of tornadoes, the 1906 San Francisco earthquake or a pandemic.

“We’re bad at taking seriously risks that happen only infrequently,” said David Ropeik, a retired Harvard risk communications lecturer and author of “How Risky Is It, Really?” “We simply don’t fear them as much as we fear things that are more present in our consciousness, more common. That’s practically disastrous with natural disasters.”

Something such as FEMA’s new index “opens our eyes to the gaps between what we feel and what is,” Ropeik said.

FEMA’s top 10 riskiest places, in addition to Los Angeles, are three counties in the New York City area — Bronx, New York County (Manhattan) and Kings County (Brooklyn) — along with Miami, Philadelphia, Dallas, St. Louis and Riverside and San Bernardino counties in California.

By the same measurement, Loudoun County, a Washington, D.C., outer suburb, has the lowest risk of any county, according to FEMA. Three other Washington suburban counties rank among the lowest risks for larger counties, along with suburban Boston, Long Island, suburban Detroit and Pittsburgh.

Some of FEMA’s risk rankings by disaster type seem obvious. Miami has the highest risk for hurricanes, lightning, and river flooding. Hawaii County is tops in volcano risk and Honolulu County for tsunamis, Dallas for hail, Philadelphia for heat waves and California’s Riverside County for wildfires.

Outside risk expert Himanshu Grover at the University of Washington called FEMA’s effort “a good tool, a good start,” but one with flaws, such as final scores that seem to downplay disaster frequency.

Risks are changing because of climate change, and this index doesn’t seem to address that, Ropeik said. FEMA officials said climate change showed up in flooding calculations and would probably be incorporated in future updates.

This new tool, based on calculations by 80 experts over six years, is about “educating homeowners and renters and communities to be more resilient,” FEMA’s Grimm said, adding that people shouldn’t move into or out of a county just because of the risk rating. staff contributed to this report.

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